Best Gold IRA Companies Reviews
A gold IRA is a specialised precious metals backed Individual Retirement Account(IRA)
where there is physical gold stored for the holder of the account. For the most part, it works just the same as a traditional retirement account. The only difference is that there is no paper asset stored. Instead, money is stored in the form of bars or bullion coins.
It is also considered a self-directed IRA in most cases. There are also similar IRA’s where different precious metals can be stored. The other precious metals that can be stored with these IRA’s include palladium, platinum, and silver. All precious metals must be IRS approved bars or bullion. It might sometimes refer to accounts that store these other precious metals because it is the most commonly used precious metal.
It must be stored in the possession of a certified custodian or trustee. They are never kept in the possession of the IRA owner. It may be stored by a bank, a loan association, or a certified company. It is up to the account owner to choose where it is purchased from and where it is stored.
When talking about the 401k rollover this can refer to a company that sells the bullion or the company where it is stored. For the sake of clarity, all of the companies mentioned in this review sell bars and bullion, but may also store them as well.
When choosing the right organization you can trust you should really only accept the best. You want to put your trust in a reputable and secure company. If you choose the wrong one you may wind up paying much more than you need to. Luckily, there are many highly-reputable companies in the United States. Let’s take a look at some of the best of these companies.
Top Gold IRA Rated Companies
|Position||BBB RATING||# REVIEWS (TRUSTLINK)||TRUSTLINK RATING||COMPANY||ANNUAL FEES||MINIMUM INVESTMENT||STORAGE||OUR REVIEW||ADDRESS|
|1||A+||955||Regal Assets||1st year waived||$10,000||OWN||Full Review||2600 W. Olive Avenue, 5th Floor Burbank, CA 91505|
|2||A+||171||Advantage Gold||Flat Fees||$5,000||OWN||Full Review||12100 Wilshire Blvd, Suite 1450, Los Angeles, CA, 90025|
|3||A-||0||-||JM Bullion||$190||$100||-||Full Review||11700 Preston Rd STE 660153, Dallas, TX, 75230|
|4||A||64||Rosland Capital||Depends on deposit amount||-||-||Full Review||11766 Wilshire Boulevard, Suite 1200, Los Angeles, CA, 90025|
|5||A+||198||Capital Gold Group||$75||-||-||Full Review||21700 Oxnard Street, Suite 600, Woodland Hills, CA, 91367|
|6||A+||49||Birch Gold Group||$160||-||-||Full Review||3500 West Olive Avenue, Suite 730, Burbank, CA, 91505|
|8||A+||1||Apmex||Depends on deposit amount||$5,000||-||Full Review||226 Dean A. McGee Avenue, Oklahoma City, OK, 73102|
Things to Consider When Choosing a Top Rated Gold IRA Company
The gold IRA companies you are considering to choose must be able to deliver good results despite market volatility. The situation in the market should not determine your investment outcome. Customer service must be a primary concern since you want the company to guide you when taking your existing 401K and making financial decisions. Moreover, you should determine if other clients are satisfied with the company’s service.
#2. Fees and Policies
Before you choose a company, you should be aware of any policies and fees that will be applied to your Gold IRA account. You must understand the being offered. Does the company’s investment program suit your specific needs? Does the company charge any unnecessary fees? In the beginning, this may seem confusing. The company you choose to work with should make the investment process easier by having people available to guide you through the rollover process itself and beyond.
#3. Flexibility and History
The IRA custodian should provide you with various investment options and their policies must address your specific needs. You may need to work with a company with many market experience that is willing to help your investments grow. This is important if you are not an experienced investor. Opening a gold retirement plan is a good investment strategy. Gold offers long-term stability and it serves as a hedge against inflation. This is a great reason to make a gold investment and that’s why it’s the right choice for you and your retirement savings.
#4. Buyback Program
When you’re ready to liquidate your gold or other precious metals, you must have someone available to buy them back fast and easy. You don’t want to miss out on potential gains. These gains can be lost if you must wait several days to liquidate your assets.
The company should offer a buyback program allowing you to resell metals at the current metal spot price. You can capitalize on the investment and gains. This makes selling the gold back to the company quick and easy.
#5. Storage Safety
One important component that is mostly overlooked when choosing a gold IRA investment company, is making the decision about the custodian in storage safety. You want to ensure the company offers several storage locations, nationally and overseas. The company should also offer segregated storage options.
Segregated storage means you get a section in the vault for your precious metals. That means your metals will not be combined with other people’s metals. That means you can get easy access when you need to liquidate your precious metals quickly. Don’t overlook storage safety and quick access, when choosing a gold investment company.
Gold IRA Scams – Yes… It happens
There are some “bad guys” out there as well… Gold IRA companies that are anxiously waiting to sell you precious metals, only to STEAL anywhere from 30% to 50% right of the bat! Without you even realizing it!
The bad news is… this is happening EVERY SINGLE DAY to hundreds if not thousands of unsavvy gold investors… You have certainly seen the innocent-looking ads around the internet, lurking to get your click, only to steal what is not theirs in the first place!!
The good news is… We connected with the people at Gold Conspiracy and now you can educate yourself, so you don’t fall into the same trap!
Here is what you are going to learn in this FREE PDF:
- The PROOF that gold is still the best safety net against inflation, government spending and other “attacks” on your retirement
- Show you how to easily rollover your current retirement account in gold – TAX FREE
- Keep your retirement safe in a off-shore location
- The EVIL gold conspiracy that already got a few gold companies shut down
- And Much Much more…
One of the biggest names in the 401k IRA rollover business is Regal Assets. They are well known for being safe, secure, dependable, fair, and trustworthy. If you want a quick snapshot of the reliability of a company you can always turn to the Better Business Bureau(BBB). You can also go to BCA and see they have a perfect score. There you can see a list of open and closed complaints against a company. Regal had none since they were founded…
Click here to read our comprehensive Regal Assets Review.
In the case of Regal Assets, there are exactly 0 complaints, either opened or closed, on the BBB website at the time of writing this review. They are one of the few companies that received a 5 star rating on the site without any negative comments. People who are Regal Assets clients are always happy they trusted them…
A separate, but similar, website is Trustlink. Trustlink was once part of the BBB, but broke off to form their own site. Here, businesses are rated in a similar fashion with room for comments, complaints, and reviews. They have a five star rating with hundreds of positive reviews for their service.
It seems that everyone loves them, but the question is, why? What is it about this IRA company that causes it to stand out from the competition? It’s not only the pricing of the company but the customer service as well. When someone has a problem they can immediately contact a customer service representative and have the issue sorted out. That’s why their business has a 99.9% customer service satisfaction rating.
They also stand out as a company that is truly passionate about their business and what it means for its clientele. They offer segregated storage for all of their investment clients. This means that each individual client has their own compartment for storage. Most companies that sell and store bullion and bars, store all of the clients assets in a single storage. You can read more at their website.
However, there are some other companies that offer segregated storage. These companies usually charge annual storage fees over $300. With Regal, on the other hand, charges an annual storage rate of only $150. Nearly half the cost of the industry standard. Yet another reason why they are a preferred choice of many.
They specialize in 401k rollovers to gold IRA accounts. This makes a HUGE difference. If you work with a IRA rollover company that doesn’t fully understand the IRA rollover process you could wind up losing big time. The majority of Regal Asset’s business comes from gold and silver IRA rollovers.
Around 95 percent of their business consists of retirement account rollovers. There are still times when you may have your assets stored and want to quickly retrieve it. They have a very fast processing and shipping schedule. You get your withdrawn precious metals within seven days or they will send you a free Silver American Eagle Coin. Compare this to other companies that may take up to 30 days to ship it out.
Pricing is also an important consideration. The storage pricing has already been discussed. Not only will they save you money in annual storage costs, but they can save you money in nearly every aspect of managing a rollover account. They offer the best prices and they only charge a single annual rate in addition to the storage charge.
The annual rate for retirement accounts is a flat fee of $150 plus storage costs. These fees are waived during the first year of the account. That means you get one year for free before yous tart paying storage, delivery, and administrative fees.
Is Regal Assets the right company for you? They certainly have a lot to offer. They have a well-established track record that is backed by hundreds of positive reviews. Not a single complaint exists against their company on the BBB.
Their prices are highly competitive. They are even willing to disregard all fees for the first year of storage. The delivery process is extremely quick and backed with a guarantee for a free Silver American Eagle Coin.
The only problem one might have with this company is their high account minimum. The lowest investment they have available, costs $10,000. New investors might find that a little intimidating. But if you are confident in what you want and have the funds, you likely won’t find a better option.
Our verdict – 100% recommended:
- #1 Rated Gold Company for 7 Years in a Row
- 99,9% Customer Satisfaction
- ZERO Negative Reviews
- Own Storage
- #20 Ranked by INC. 500
- BCA – AAA rating
- BBB – A+ Rating
- Trustlink – 969 positive reviews
From what we’ve seen, we can recommend Regal Assets LLC as our top choice! Based on all the trusted reviews, customer satisfaction and their flawless run rate – we can assure you this is a safe bet!
Here is what you should do next:
It is difficult for a company to come along and offer much competition to Regal Assets, but they’ve managed to do just that. They are a relatively new company that was founded in 2014. Similar to Regal, they specialize in rolling over IRA accounts to gold or precious metal IRA’s. However, they are more suited towards the new initiates who might not be as familiar with the world of rollovers.
Advantage pledges to help clients learn as much as possible while converting their IRA accounts. They aim to make clients who stick with them for life. To do so, they offer support, assistance, and various forms of education to all of their clients. If you are interested in it, but know you have a lot to learn, then they are a company that you can trust to help you along the way and that won’t take advantage of your inexperience.
Advantage Gold is accredited with the BBB. They have an A+, 5 star rating with the BBB. There has been 1 complaint with Advantage in the last three years prior to writing this review and that complaint was promptly closed. This means that the issue the complainant reported was completely resolved to their satisfaction.
They also have a five star rating with Trustlink. Being a newer company, their overall number of reviews is much smaller. Even so, everything said by customers so far is completely positive. They are quickly becoming well known for their customer service experience.
They get a lot of its business from first time buyers. They are carving a name for themselves in this niche. They walk their new clients safely through the process while completely explaining everything that is happening.
Advantage makes new customers feel at ease by offering them exceptional customer service and an overall positive buying experience. They don’t try to sell you metals that you don’t need. They know what you want and they help you to accomplish this without trying to take advantage. They will help you understand your available options and make educated choices.
Advantage strives to attract new investors by offering a free Investing Kit. It is an educational packet that covers some of the history of gold IRAs, the benefits of using such, and information regarding the storage process. It is proving to be a great resource for those who are new to the world of investing.
Advantage offers so much assistance and information that they are often referred to as one of the best investment advisers. If you are looking for the best company that will help you understand the buying process, then they are one of the options you should definitely consider.
Which is the best IRA company for your 401k rollover?
Choosing the best IRA company from these three leaders depends entirely on your needs. If you are experienced and need no help along the way, then Regal Assets is a trusted company. Advantage Gold will help the new investor learn the ropes. Noble Gold is a newer company that strives to do both.
Now, more than any other time in history, it’s critical to protect your retirement savings. The government can tap into you individual retirement account at any time and wipe it out, in order to help in paying back some of the U.S. debt deficit.
This is important to know if your 401(k) or Individual Retirement Account (IRA) is backed by flat currencies like mutual funds or paper money. This type of investment can place you at serious risk of losing everything you’ve worked and saved for. With the current government shutdown freezing the national budget, it’s only a matter of time before inflation hits and starts impacting your retirement accounts because of their vulnerability to certain economic conditions.